Preparing the Next Generation: Beyond Documents and Dollars 

Wealth transfer is often treated as a financial and legal exercise, but research and experience consistently show that family dynamics play an equally important role in determining whether a legacy endures. Without intentional preparation, even well-structured plans can leave the next generation unprepared for what they inherit.

In this discussion, Justin Jacobs, Executive Vice President, and Matthew Rice, Director of Financial Planning, outline a three-pillar framework for multigenerational planning built around communication, education, and inclusion, and offer practical guidance on how families can begin to put each into practice.